Five-year promissory notes paying 12% or 15% annually.
Laurenzo's Management Company, LLC is offering up to 500 notes at $10,000 each, only to verified accredited investors, under SEC Regulation D, Rule 506(c). The initial 80-day investment period runs from October 19, 2026 to January 7, 2027.
Your rate is set by the size of your investment.
Every note pays interest monthly for 60 months, with principal due at maturity or on early prepayment. Investing in five or more notes at the same time earns the higher rate and an Elite Guest Privilege Card. Payment and repayment are not guaranteed and depend on issuer performance.
Examples
| Investment | Rate | Monthly interest | 5-year interest | Elite Guest card |
|---|---|---|---|---|
| $20,000 (2 notes) | 12% | $200 | $12,000 | — |
| $40,000 (4 notes) | 12% | $400 | $24,000 | — |
| $50,000 (5 notes) | 15% | $625 | $37,500 | Included |
| $100,000 (10 notes) | 15% | $1,250 | $75,000 | Included |
The Elite Guest Privilege Card.
Investors who purchase five or more notes at the same time receive 20% off dine-in food and beverage at El Tiempo Cantina and Laurenzo's Prime Rib restaurants for the life of their notes.
Excluded locations: El Tiempo Taqueria; Daikin Park, Reliant, Shell Energy and other stadiums; George Bush Intercontinental and other airports; Post (historic Barbara Jordan Post Office) and other specialty locations; Reel Grills on Wheels and other mobile food vehicles; and concession locations. Catering and call-in takeout orders are also excluded. Full terms are in Annex A-4 of the PPM.
Summary of terms
An 80-day window that may close early.
The initial investment period opens October 19, 2026 and closes January 7, 2027, with a maximum raise of $5 million. El Tiempo may close the offering earlier once $2 million is raised, or extend the period.
A premium if repaid in year one.
El Tiempo may prepay a note in full at any time. If a note is prepaid within its first 12 months, the investor receives 103% of the principal balance.
See "Note Prepayment" in the PPM for full terms.Use of proceeds
Proceeds replenish working capital and cash reserves, strengthen El Tiempo's financial condition, and support the brand's growth and marketplace presence for another quarter century and beyond.
Escrow until minimum
Funds are held in escrow at El Tiempo's bank until the $50,000 minimum is reached. After that, proceeds are released for company use as received.
Offering documents
- Private Placement Memorandum
- Comprehensive Company Overview (Annex A-1)
- Subscription Agreement (Annex A-2)
- Specimen Promissory Note (Annex A-3)
- Elite Guest Privilege Card terms (Annex A-4)
Understand the risks before you invest.
The notes are highly speculative and suitable only for investors who can afford to lose their entire investment. The PPM describes these and other risks in full.
Ready to review the full PPM?
The offering closes January 7, 2027, and may close earlier once $2 million is raised. Open to accredited investors only.